(College is a lousy investment if you must borrow from your future.)

There’s nothing scarier than many of today’s graduates who are like the walking debt, hoping the apocalypse comes so they can get out of paying their student loans. Crippling debt is harming our young people: they can’t buy a house, start a business and are even delaying starting a family after receiving their degree. You can save your students, and your pocketbook by being deliberate with the money talk, defining the real cost of college and discovering that the dream college is the one they don’t have to pay for.